A Certificate Can Help Make Your Life Easier.

When you join Family Trust, you're not just a member of the credit union, you are an owner. That means we put your interests first, even ahead of our own. It means we are here to help you achieve all of your financial goals. It also means we're  here to make the daily ins and outs of managing your money easier and more convenient, with fewer fees and restrictions. Every day, in everything we do, your interests come first.

Apply Nowp. 803-367-4100

A fixed rate for a fixed term.

Fixed
Rates

Convenient
Terms

Terms from 3 to 60 months.

Transfer Dividends Into Other Accounts

Reinvestment and transfer options.

Open a Certificate

Your Stress-free Way to Save More Money.

Family Trust has a variety of terms to fit your investment timeline. With multiple options to meet your financial goals, you can rest assured that your money will grow with a federally insured credit union. You’ll earn a fixed rate1 for a fixed term – no what-ifs or maybes.

What Our Members Are Saying

Betty answered all my questions and made it so easy to complete my auto loan.
-Stephanie

Quick and easy process thanks to your team of professionals.
-Terrance

Always there for me and my family; we do 95% of our banking with Family Trust.
-Robert

Betty Tucker is the greatest. She made the entire loan process a "breeze".
-Terry

I was in desperate need of help. Family Trust helped me out a lot.
-Ronald

FTFCU is the best banking experience in the USA.
-Gary



Are you a current member?



Questions:

Interested In Learning More?

Complete the form below and a member of the Family Trust team will reach out to discuss what checking option works best for you!

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Very quick, easy, and efficient!
-Sandra

Start earning with a certificate today.

1. The Annual Percentage Rates are current as of May July 1, 2024. Minimum balance to open and earn the APY is $500. Rates, terms and conditions are subject to change without notice. After the fixed rate certificate is opened, the dividend rate is fixed for the term. A penalty may be imposed for early withdrawals, excluding earned dividends. Fees and withdrawals could reduce earnings.

2. *Bump Your Rate Certificate: Once, during the term of the certificate, the dividend rate may be upgraded to match the same product 36 month certificate dividend rate offered at the time of the bump request, which will be fixed for the remainder of the term. To qualify for this certificate, you must have a personal checking account with direct deposit.

For questions about this promotion, see your Lending Consultant or call 803-367-4100.

225 W. White St., Rock Hill, SC 29730

Mailing address: Family Trust Center, P.O. Box 10233, Rock Hill, SC 29731

Federally Insured by NCUA.

Bank Where You Belong.

At Family Trust, We Understand.

Our goal is to make sure you know we are on your side and want to help you. It's that simple. You can count on us to listen to your needs, find a solution, and help you make the best financial decisions possible. Ultimately, we want you to feel good about your choice and your finances. Because here, you come first.

Make earning easy with a Certificate.

Sit Back and Watch Your Savings Grow.

Earn better interest at a fixed rate1 to meet your financial goals.

Certificate Options:
Flexibility to switch rates if they increase. Check out our 36-month Bump Your Rate2 Certificate – lock in a great rate now with the option to bump it up once during the term.


Terms to fit your needs. We have 3-month to 60-month certificates. See all terms and rates HERE.



If you're already a Family Trust member, message us to open your certificate.

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